/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.relative{position:relative}.static{position:static}.start{inset-inline-start:var(--spacing)}.hidden{display:none}.inline{display:inline}.table{display:table}.rounded{border-radius:.25rem}.filter{filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}:root{--ink:#14252d;--muted:#57676f;--paper:#fffdf8;--cream:#f4efe5;--line:#d9ddd8;--blue:#0a5ce6;--blue-dark:#0846ad;--orange:#ee6a47;--mint:#cbe7d8;--dark:#10232b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);margin:0;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select{font:inherit}.skip-link{z-index:100;background:#fff;padding:8px 12px;position:absolute;top:8px;left:-999px}.skip-link:focus{left:8px}.wrap{width:min(1180px,100% - 40px);margin:0 auto}.site-header{border-bottom:1px solid var(--line);z-index:50;background:#fffdf8f5;position:sticky;top:0}.nav-shell{justify-content:space-between;align-items:center;gap:28px;min-height:76px;display:flex}.brand{letter-spacing:-.03em;align-items:center;gap:11px;font-size:21px;font-weight:800;display:flex}.brand-mark{background:var(--blue);color:#fff;letter-spacing:-.05em;border-radius:50%;place-items:center;width:32px;height:32px;font-size:12px;display:grid}.site-nav{align-items:center;gap:28px;font-size:14px;font-weight:700;display:flex}.site-nav a:hover,.text-link:hover{color:var(--blue)}.nav-cta{border:1px solid var(--ink);padding:9px 14px}h1,h2,h3{letter-spacing:-.035em;margin:0;font-family:Georgia,Times New Roman,serif;line-height:1.06}h1{max-width:790px;font-size:clamp(50px,6vw,84px)}h2{font-size:clamp(36px,4vw,58px)}h3{font-size:26px}p{margin:0}.kicker,.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-size:12px;font-weight:800}.microcopy{color:var(--muted);font-size:13px}.button-row{flex-wrap:wrap;gap:12px;margin:30px 0 14px;display:flex}.button{border:1px solid var(--ink);justify-content:center;align-items:center;min-height:48px;padding:11px 18px;font-size:14px;font-weight:800;transition:transform .18s,background .18s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button.primary{background:var(--blue);color:#fff;border-color:var(--blue)}.button.primary:hover{background:var(--blue-dark)}.button.secondary{background:0 0}.button.light{color:var(--ink);background:#fff;border-color:#fff}.text-link{color:var(--blue);font-size:14px;font-weight:800}.hero{grid-template-columns:1.35fr .75fr;align-items:center;gap:72px;min-height:690px;padding:98px 0 82px;display:grid}.hero-copy{flex-direction:column;align-items:flex-start;gap:20px;display:flex}.hero-lede{color:var(--muted);max-width:680px;font-size:20px;line-height:1.55}.estimate-board{background:var(--dark);color:#fff;box-shadow:14px 14px 0 var(--mint);padding:26px}.board-topline{letter-spacing:.12em;color:#aebac0;justify-content:space-between;font-size:11px;font-weight:800;display:flex}.live-dot{color:#9be3b9}.live-dot:before{content:"";background:#55d58a;border-radius:50%;width:7px;height:7px;margin-right:7px;display:inline-block}.board-location{color:#aebac0;margin:8px 0 22px;font-size:14px}.board-total{border-top:1px solid #3a4c54;border-bottom:1px solid #3a4c54;flex-direction:column;gap:4px;padding:20px 0;display:flex}.board-total span{color:#b6c0c4;font-size:13px}.board-total strong{font-family:Georgia,serif;font-size:34px}.board-lines{gap:10px;margin:16px 0;font-size:13px;display:grid}.board-lines div{justify-content:space-between;gap:16px;display:flex}.board-lines dt{color:#b6c0c4}.board-lines dd{margin:0;font-weight:800}.board-note{color:#d6e0e3;text-align:center;background:#1c333d;padding:10px 12px;font-size:12px}.trust-strip{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-grid{grid-template-columns:repeat(4,1fr);min-height:118px;display:grid}.trust-grid>div{border-right:1px solid var(--line);flex-direction:column;justify-content:center;padding:24px;display:flex}.trust-grid>div:first-child{border-left:1px solid var(--line)}.trust-grid strong{font-family:Georgia,serif;font-size:30px}.trust-grid span{color:var(--muted);font-size:13px}.section{padding-top:100px;padding-bottom:100px}.section-heading{margin-bottom:38px}.section-heading .kicker{margin-bottom:10px}.split-heading{justify-content:space-between;align-items:end;gap:30px;display:flex}.card-grid{border-left:1px solid var(--line);border-top:1px solid var(--line);grid-template-columns:repeat(3,1fr);display:grid}.calculator-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start;min-height:300px;padding:30px;display:flex}.calculator-card .tool-icon{border:1px solid var(--ink);width:44px;height:44px;color:var(--blue);place-items:center;margin-bottom:30px;font-weight:900;display:grid}.calculator-card h3{margin-bottom:12px}.calculator-card p{color:var(--muted);flex:1;font-size:14px}.calculator-card .text-link{margin-top:24px}.soft-section{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.decision-grid{grid-template-columns:1fr 1fr;align-items:center;gap:90px;display:grid}.decision-copy{gap:22px;display:grid}.decision-copy>p:not(.kicker){color:var(--muted);font-size:18px}.decision-copy .button{justify-self:start}.steps-list{border-top:1px solid #bfc7c2;margin:0;padding:0;list-style:none}.steps-list li{border-bottom:1px solid #bfc7c2;grid-template-columns:54px 1fr;gap:20px;padding:24px 0;display:grid}.steps-list li>span{color:var(--orange);font-weight:900}.steps-list strong{font-size:18px}.steps-list p{color:var(--muted);margin-top:4px;font-size:14px}.guide-grid{grid-template-columns:repeat(4,1fr);gap:18px;display:grid}.guide-card{background:var(--cream);flex-direction:column;align-items:flex-start;min-height:330px;padding:26px;display:flex}.guide-number{color:#a7b0ac;font-family:Georgia,serif;font-size:42px}.guide-card .eyebrow{margin:28px 0 10px}.guide-card h3{margin-bottom:12px;font-size:24px}.guide-card p:not(.eyebrow){color:var(--muted);flex:1;font-size:14px}.guide-card .text-link{margin-top:20px}.final-cta{background:var(--blue);color:#fff}.final-cta-inner{justify-content:space-between;align-items:center;gap:40px;min-height:300px;display:flex}.final-cta .kicker{color:#bcd2ff;margin-bottom:12px}.page-hero{background:var(--cream);border-bottom:1px solid var(--line);padding:82px 0 68px}.page-hero h1{max-width:900px;font-size:clamp(48px,6vw,76px)}.page-hero .lede{max-width:760px;color:var(--muted);margin-top:22px;font-size:19px}.page-hero .kicker{margin-bottom:14px}.breadcrumb{color:var(--muted);margin-bottom:28px;font-size:13px;font-weight:700}.breadcrumb a{color:var(--blue)}.list-intro{max-width:740px}.tools-list{padding:70px 0 100px}.tool-layout{grid-template-columns:minmax(0,1.4fr) minmax(300px,.6fr);align-items:start;gap:50px;padding-top:64px;padding-bottom:92px;display:grid}.calculator-panel{border:1px solid var(--ink);background:#fff}.calculator-panel-header{background:var(--dark);color:#fff;justify-content:space-between;align-items:center;gap:20px;padding:22px 26px;display:flex}.calculator-panel-header strong{font-family:Georgia,serif;font-size:23px}.calculator-panel-header span{color:#b7c4c9;font-size:12px}.form-grid{grid-template-columns:1fr 1fr;gap:18px;padding:26px;display:grid}.field{gap:7px;display:grid}.field label{font-size:13px;font-weight:800}.field small{color:var(--muted);font-size:11px;line-height:1.4}.input-wrap{background:var(--paper);border:1px solid #b8c0bc;display:flex}.input-wrap input,.input-wrap select{width:100%;min-width:0;color:var(--ink);background:0 0;border:0;padding:12px}.input-wrap input:focus,.input-wrap select:focus{outline:2px solid var(--blue);outline-offset:-2px}.input-unit{color:var(--muted);white-space:nowrap;border-left:1px solid #d3d8d5;place-items:center;padding:12px 11px;font-size:12px;display:grid}.result-box{background:var(--cream);border-left:5px solid var(--orange);margin:0 26px 26px;padding:24px}.result-label{color:var(--muted);text-transform:uppercase;letter-spacing:.09em;font-size:12px;font-weight:800}.result-value{margin:5px 0;font-family:Georgia,serif;font-size:clamp(34px,5vw,54px);font-weight:700;line-height:1.1}.result-detail{color:var(--muted);font-size:13px}.tool-article{gap:28px;margin-top:38px;display:grid}.tool-article h2{font-size:36px}.tool-article h3{font-size:25px}.tool-article p,.tool-article li{color:var(--muted)}.tool-article ul{margin:0;padding-left:22px}.method-card{background:var(--cream);padding:24px}.method-card code{background:var(--dark);color:#fff;white-space:normal;margin-top:12px;padding:16px;display:block}.tool-sidebar{gap:18px;display:grid;position:sticky;top:96px}.sidebar-card{border:1px solid var(--line);padding:24px}.sidebar-card h3{margin-bottom:12px;font-size:23px}.sidebar-card p,.sidebar-card li{color:var(--muted);font-size:13px}.sidebar-card ul{margin:12px 0 0;padding-left:18px}.disclosure-card{background:var(--mint);border:0}.article-layout{grid-template-columns:minmax(0,760px) 260px;gap:76px;padding-top:64px;padding-bottom:100px;display:grid}.article-body{gap:34px;display:grid}.article-body h2{margin-bottom:12px;font-size:36px}.article-body p,.article-body li{color:#43545c;font-size:17px}.article-body ul{margin:16px 0 0;padding-left:22px}.article-callout{background:var(--cream);border-left:5px solid var(--blue);padding:22px}.article-aside{color:var(--muted);font-size:13px}.article-aside>div{border-top:1px solid var(--line);padding:18px 0}.plain-page{max-width:820px;padding-top:78px;padding-bottom:100px}.plain-page h1{margin-bottom:24px;font-size:62px}.plain-page h2{margin-top:40px;margin-bottom:12px;font-size:34px}.plain-page p,.plain-page li{color:var(--muted);font-size:17px}.plain-page ul{padding-left:22px}.source-list a{color:var(--blue);text-decoration:underline}.site-footer{background:var(--dark);color:#fff;padding:64px 0 26px}.footer-grid{grid-template-columns:1.3fr .7fr .7fr .7fr;gap:44px;display:grid}.footer-brand p{color:#aab7bc;max-width:330px;margin-top:16px;font-size:14px}.footer-col{color:#c4ced2;align-content:start;gap:9px;font-size:13px;display:grid}.footer-col strong{color:#fff;margin-bottom:5px}.footer-bottom{color:#94a4aa;border-top:1px solid #33464e;justify-content:space-between;gap:20px;margin-top:48px;padding-top:22px;font-size:12px;display:flex}@media (width<=900px){.site-nav a:not(.nav-cta){display:none}.hero{grid-template-columns:1fr;gap:45px;padding-top:70px}.card-grid,.guide-grid{grid-template-columns:repeat(2,1fr)}.decision-grid,.tool-layout,.article-layout{grid-template-columns:1fr}.tool-sidebar{position:static}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=600px){.wrap{width:min(100% - 26px,1180px)}.nav-shell{min-height:66px}.nav-cta{display:none}.hero{min-height:auto;padding:58px 0}h1{font-size:48px}.estimate-board{box-shadow:7px 7px 0 var(--mint);padding:20px}.trust-grid{grid-template-columns:repeat(2,1fr)}.trust-grid>div{border-bottom:1px solid var(--line)}.section{padding-top:72px;padding-bottom:72px}.split-heading,.final-cta-inner{flex-direction:column;align-items:flex-start}.card-grid,.guide-grid,.form-grid{grid-template-columns:1fr}.calculator-card{min-height:260px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.page-hero{padding:58px 0 46px}.page-hero h1,.plain-page h1{font-size:46px}}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}
